The simple interest accrued on a sum of certain principal is Rs. 2,000 in five years at the rate of 4 p.c.p.a. What would be the compound interest accrued on same principa years?

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  1. Rs. 716
  2. Rs. 724
  3. Rs. 824
  4. Rs. 816

Answer (Detailed Solution Below)

Option 4 : Rs. 816
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Given:

Simple Interest (SI) = ₹2000

Rate of interest (r) = 4% per annum

Time (t) = 5 years

Formula Used:

Simple Interest (SI) = (Principal (P) × Rate (r) × Time (t)) / 100

Compound Interest (CI) = Amount (A) - Principal (P)

Amount (A) = P\((1 + \frac{r}{100})^n\), where n is the number of compounding periods.

Calculations:

Principal using the simple interest formula:

2000 = (P × 4 × 5) / 100

2000 = 20P / 100

2000 = P / 5

P = 2000 × 5 = ₹10000

Compound interest on the same principal (₹10000) at 4% per annum for 2 years.

First, calculate the Amount:

A = 10000\((1 + \frac{4}{100})^2\)

A = 10000\((1 + 0.04)^2\)

A = 10000(1.04)2

A = 10000 × 1.0816

A = ₹10816

CI = A - P

CI = ₹10816 - ₹10000

CI = ₹816

∴ The compound interest earned on the same sum at the same rate for two years is ₹816.

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