Rural Schemes MCQ Quiz - Objective Question with Answer for Rural Schemes - Download Free PDF

Key Points

• Self Help Groups (SHGs) are small, informal associations of people from similar socio-economic backgrounds who come together to solve common problems, especially related to financial inclusion.
• One of the primary objectives of SHGs is to provide micro-finance to its members, enabling them to meet their financial needs and invest in income-generating activities.
• SHGs operate on the principle of mutual help, where members pool their savings and use these funds to provide loans to members in need, at low interest rates.
• SHGs also play an important role in empowering women and promoting social and financial inclusion in rural areas.

Key Points

• The ‘Sankalp Se Siddhi’ initiative is a Village and Digital Connect Drive launched under the Ministry of Tribal Affairs.
• This initiative aims to bridge the digital divide in tribal areas by enhancing the digital and physical infrastructure in tribal villages.
• It is focused on improving the socio-economic conditions of tribal communities by providing them access to various welfare schemes and services.
• The program promotes the use of digital tools for better governance, education, healthcare, and overall empowerment of tribal populations.

Additional Information

• Ministry of Home Affairs: The Ministry of Home Affairs is primarily responsible for internal security, law and order, and disaster management in India. It oversees the functioning of police forces, paramilitary forces, and coordination among various security agencies.
• Ministry of Education: This ministry focuses on formulating and implementing policies related to education in India. It oversees initiatives like the National Education Policy, Sarva Shiksha Abhiyan, and higher education reforms.
• Ministry of Civil Aviation: The Ministry of Civil Aviation manages policies related to civil aviation, airport development, and the regulation of air transport services. It aims to make air travel affordable and accessible to the general public.
• Other Relevant Terms:
  • Digital India: A flagship program by the Government of India aimed at transforming the country into a digitally empowered society and knowledge economy.
  • Tribal Welfare Schemes: These are initiatives aimed at improving education, healthcare, and economic opportunities for tribal communities in India.

The correct answer is Telangana.

Key Points

• The Rythu Bandhu scheme was introduced by the Telangana government in May 2018 to provide financial assistance to farmers.
• It is a direct cash transfer scheme aimed at supporting agricultural inputs like seeds, fertilizers, and pesticides.
• Under the scheme, eligible farmers receive ₹5,000 per acre per crop season, covering both Kharif and Rabi seasons.
• The scheme aims to boost agricultural productivity and reduce farmer indebtedness, benefiting over 60 lakh farmers as of 2023.
• Rythu Bandhu is considered one of the most extensive state-funded farmer welfare schemes in India.

Additional Information

• Eligibility for Rythu Bandhu Scheme:
  • Farmers must possess a pattadar passbook, which documents land ownership.
  • The scheme excludes tenant farmers and landless laborers.
• Implementation:
  • The scheme is managed by the Telangana agriculture department and is fully funded by the state government.
  • It ensures timely financial aid before each cropping season to prevent farmer distress.
• Other Farmer Welfare Schemes in India:
  • PM-KISAN: A nationwide scheme providing ₹6,000 annually to eligible farmers in three installments.
  • KALIA (Odisha): Offers financial assistance to small and marginal farmers as well as landless agricultural laborers.
  • Mukhya Mantri Krishi Ashirwad Yojana (Jharkhand): Provides ₹5,000 per acre annually to farmers.
• Impact of Farmer Welfare Schemes:
  • Such schemes aim to reduce farmer distress caused by crop failure and fluctuating market prices.
  • They promote the adoption of modern farming techniques and sustainable agricultural practices.

The correct answer is May 2016.

Key Points

• Pradhan Mantri Ujjwala Yojana was launched in May 2016.
  • Pradhan Mantri Ujjwala Yojana was launched by Prime Minister of India Narendra Modi on 1 May 2016.
  • it is implemented by the Ministry of Petroleum and Natural Gas through its Oil Marketing Companies.
  • The government aims to provide LPG connections to BPL households in the country.
  • The scheme is aimed at replacing the unclean cooking fuels mostly used in rural India with clean and more efficient LPG.

Additional Information

• Pradhan Mantri Jan Dhan Yojana:
  • Pradhan Mantri Jan Dhan Yojana is a financial inclusion program of the Government of India open to Indian citizens.
  •  This yojana aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance, and pensions.
• Pradhan Mantri Awas Yojana:
  • Pradhan Mantri Awas Yojana is an initiative by the Government of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022.
• Pradhan Mantri Suraksha Bima Yojana:
  • Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India.
  • It was originally mentioned in the 2015 Budget speech by Finance Minister Late Arun Jaitley in February 2015.
  • It was formally launched by Prime Minister Narendra Modi on 8 May in Kolkata.

Key Points

• Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by Prime Minister Narendra Modi on 28th August 2014.
• The scheme aims to ensure access to financial services, including banking/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner.
• It is a National Mission for Financial Inclusion to ensure that every household has at least one basic bank account.
• The scheme also provides an accidental insurance cover of ₹2 lakhs and a life cover of ₹30,000 payable on the death of the beneficiary, subject to fulfillment of the eligibility condition.

Additional Information

• Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
  • It is a national health insurance scheme spearheaded by the Ministry of Health and Family Welfare
  • It is considered to be the world's largest government-financed health assurance initiative.
  • It aims to provide free access to health insurance coverage for India's low-income earners.
  • AB-PMJAY provides a cover of Rs. 5 lakhs per family per year, catering specifically to secondary and tertiary care hospitalization across public and private impanelled hospitals throughout the country.
  • This significant scheme is fully financed by the Indian government, serving as an important stepping stone towards achieving universal healthcare in India.
• Pradhan Mantri Suraksha Bima Yojana (PMSBY)
  • It is a government-backed accident insurance scheme in India launched on May 9, 2015, by PM Narendra Modi.
  • PMSBY aims to provide a highly affordable insurance scheme for the poor and underprivileged people.
  • It is available to individuals in the age group of 18 to 70 years who own a bank account.
  • At a nominal annual premium of Rs.12, beneficiaries receive a risk coverage of Rs.2 lakh for accidental death and full disability, and Rs.1 lakh for partial disability.
  • This prime ministerial scheme plays a pivotal role in uplifting the vulnerable strata of society and is a step towards protection against unforeseen risks.
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • It was launched on 9th May 2015 by PM Narendra Modi
  • It is a government-backed life insurance scheme in India aimed at increasing the penetration of life insurance coverage among Indians.
  • It is available to individuals aged 18 to 50 years with a bank account.
  • This scheme offers a life cover of Rs. 2 lakhs for a one-year period, which extends from June 1st to May 31st of the next year.
  • The annual premium for this policy is ₹436 (US$5.50).
  • The amount will be automatically debited from the subscriber's account annually.
  • The PMJJBY scheme is an important initiative taken by the Indian government to provide affordable life insurance to its citizens.

The correct answer is May 2016.

Key Points

• Pradhan Mantri Ujjwala Yojana was launched in May 2016.
  • Pradhan Mantri Ujjwala Yojana was launched by Prime Minister of India Narendra Modi on 1 May 2016.
  • it is implemented by the Ministry of Petroleum and Natural Gas through its Oil Marketing Companies.
  • The government aims to provide LPG connections to BPL households in the country.
  • The scheme is aimed at replacing the unclean cooking fuels mostly used in rural India with clean and more efficient LPG.

Additional Information

• Pradhan Mantri Jan Dhan Yojana:
  • Pradhan Mantri Jan Dhan Yojana is a financial inclusion program of the Government of India open to Indian citizens.
  •  This yojana aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance, and pensions.
• Pradhan Mantri Awas Yojana:
  • Pradhan Mantri Awas Yojana is an initiative by the Government of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022.
• Pradhan Mantri Suraksha Bima Yojana:
  • Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India.
  • It was originally mentioned in the 2015 Budget speech by Finance Minister Late Arun Jaitley in February 2015.
  • It was formally launched by Prime Minister Narendra Modi on 8 May in Kolkata.

The correct answer is 75 ∶ 25

• The expenditure of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) scheme is shared between the Central Government and the State Governments in the following manner:

  • Wages for unskilled manual workers: 100% funded by the Central Government.
  • Material costs and administrative expenses: Shared in a 75:25 ratio, where the Central Government contributes 75%, and the State Government contributes 25%.

Additional Information

• The NREGA (National Rural Employment Guarantee Act) is also known as Mahatma Gandhi Employment Guarantee Act 2005.
• The NREGA was renamed as MNREGA (Mahatma Gandhi National Rural Employment Guarantee Act).
• It guarantees the right to work and is an Indian labor law and social security measure.
• The UPA (United Progressive Alliance) Government of Prime Minister Dr. Manmohan Singh passed the act in September 2005.
• The act was passed on 22nd June 2005 and the bill was published on 22nd March 2005.
• The act was introduced by the Minister of Rural Development Raghuvansh Prasad Singh.
• The act was launched on 2nd February 2006 and it is still in force.
• The objective of the act is to enhance security and livelihood in rural areas by providing at least a hundred days of wage employment in a financial year to every household whose adult members is volunteer to do unskilled manual work.
• The act was first proposed in the year 1991 by P. V. Narasimha Rao.

The correct answer is option 1 i.e., To provide micro-finance to groups.

• To provide micro-finance to groups is normally the primary objective of a Self Help Group (SHG).
• These groups aim to facilitate the process of self-empowerment.
• A self-help group (SHG) is a financial intermediary committee usually composed of 10 to 20 local women or men.
• A self-help group (SHG) works as a collective guarantee system for members who propose to borrow from organized sources.
• The Genesis of SHG in India can be traced to the formation of the Self-Employed Women’s Association (SEWA) in 1970.
• NABARD along with RBI permitted SHGs to have a savings account in banks from the year 1993. 

The correct answer is Ensuring continuous power supply to rural India.

Key Points

• Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) was launched by Prime Minister Narendra Modi in Patna, Bihar.
• The aim of this flagship scheme is to provide 24×7 uninterrupted electricity supply to each rural household across the country by 2022. DDUGJY has replaced Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY), which was launched by the previous UPA government led by then PM Manmohan Singh.
• Objectives of DDUGJY:
  • To provide electricity to all villages.
  • Feeder separation to ensure sufficient power to farmers and regular supply to other consumers.
  • Improvement of sub-transmission and distribution networks to improve the quality and reliability of the supply.
  • Metering to reduce the losses.

Additional Information 

• Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) – Salient Features
  • Separation of agriculture and non-agriculture feeders.
  • Strengthening and augmentation of sub-transmission and distribution infrastructure in rural areas including metering of distribution transformers feeders/consumers.
  • Rural electrification as per CCEA approval for completion of the targets laid down under RGGVY.
  • To ensure rapid electrification, feeder separation, and strengthening of rural distribution infrastructure.
  • It is necessary to monitor progress intensively for smooth and fast implementation of electrification.

The correct answer is Gorakhpur.

• Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) was launched in the year 2019 from Gorakhpur in Uttar Pradesh.
• The Scheme was formally launched on 24th February 2019.
• This scheme came into effect from 1st Dec 2018.
• Pradhan Mantri Kisan Samman Nidhi:
  • Under this, all farmers will get up to ₹6,000 (US$84) per year as minimum income support. 
  • The scheme has cost ₹75,000 crores (US$11 billion) per annum.
  • ₹6,000 will be paid every year in three equal instalments of Rs. 2000 each.

Additional Information

About Uttar Pradesh: 

The correct answer is option1 i.e., 2001.

• Sampoorna Gramin Rozgar Yojana was launched in the year 2001.
• Sampoorna Gramin Rozgar Yojana has been merged with NREGS since February 2006.
• The objective was to provide additional wage employment and food security, alongside the creation of durable community assets in rural areas.
• The annual outlay was Rs.10, 000 crore which included 50 lakh tones on food grains.
• The cash component shared between the Centre and the States in the ratio of 75:25.
• Foodgrains were provided free of cost to the States/UTs.

The correct answer is option 2 i.e Jawahar Gram Samridhi Yojana.

• Jawahar Gram Samridhi Yojana was merged with Sampoora Gramin Rozgar Yojana.
• It was Launched on 1^st April 1999.
• It has been designed to improve the quality of life of the rural poor.
• The Sampoorna Grameen Rozgar Yojana was launched on 25 September 2001.
• It merged the provisions of the Employment Assurance Scheme (EAS) and Jawahar Gram Samridhi Yojana (JGSY).
• It aims to provide employment and food to people in rural areas who lived below the poverty line.

The correct option is 2 i.e., 2016.

Key Points

• Shyama Prasad Mukherji Rurban Mission was launched in 2016.
• Shyama Prasad Mukherji Rurban Mission is a scheme launched by the Ministry of Rural Development (MoRD) in 2016.
• It aims to deliver integrated project-based infrastructure in rural areas.
• Shyama Prasad Mukherji Rurban Mission is a Centrally Sponsored Scheme (CSS).
• The Provision of Urban Amenities to Rural Areas (PURA) was the predecessor to Shyama Prasad Mukherji Rurban Mission.

There are 2 categories of clusters under Shyama Prasad Mukherji Rurban Mission:

• Non-Tribal
• Tribal

The correct answer is option 4 i.e., Deendayal Upadhyay Gram Jyoti Yojana.

• Rajiv Gandhi Grameen Vidyutikaran Yojana has been replaced by "Deendayal Upadhyay Gram Jyoti Yojana".
• Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) is also known as Rural Electricity Infrastructure and Household Electrification Scheme.
• It was launched in 2005 and is dedicated to provide electricity to all rural households.
• The Scheme is funded 90% by the Central government and 10% by Rural Electrification Corporation (REC).
• This scheme is applicable to all rural households living below the poverty line. 
• Deen Dayal Upadhyaya Gram Jyoti Yojana is a Government of India scheme designed to provide continuous power supply to rural India.
• Pradhan Mantri Ujjwala Yojana is a scheme of the Ministry of Petroleum & Natural Gas for providing LPG connections to women from below poverty line (BPL) households.
• Sansad Adarsh Gram Yojana program was launched on 11 October 2014.
• Bharat Nirman was launched by the Government of India in 2005. 

The correct answer is option 3 i.e., Mahatma Gandhi National Rural Employment Guarantee Act 2005.

• Under Mahatma Gandhi National Rural Employment Guarantee Act 2005, of the parliament Mahatma Gandhi National Rural Employment Guarantee Scheme come into being.
• This act was passed in September 2005 under the government of Prime Minister Dr. Manmohan Singh.
• This scheme was called the Employment Assurance Scheme which later evolved into the MGNREGA
• Mahatma Gandhi National Rural Employment Guarantee Act aims to provide 100 days of guaranteed wage employment to rural unskilled labour.
• Mahatma Gandhi National Rural Employment Guarantee Act increases economic security.