Government Policies and Schemes MCQ Quiz - Objective Question with Answer for Government Policies and Schemes - Download Free PDF

The correct answer is All Statements 1, 2 and 3.

• Statement 1: PMJJBY provides life insurance cover of ₹2 lakh for an annual premium of ₹436, with more than 23.6 crore enrolments.
• Statement 2: PMSBY covers accidental death and disability, charging ₹12 annually, offering ₹2 lakh coverage for death or full disability.
• Statement 3: APY offers guaranteed monthly pensions from ₹1,000 to ₹5,000 post 60 years of age, with over 7.6 crore enrolled members.

In News

• India commemorated the 10th anniversary of the Jan Suraksha social security schemes aimed at protecting the vulnerable unorganised workforce.

Key Points

• ​The Three Jan Suraksha Schemes:
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):
    • Launch: May 9, 2015
    • Objective: Life insurance cover for death from any cause
    • Premium: ₹436 per year
    • Coverage: ₹2 lakh per member
    • Eligibility: Ages 18–50 with a savings account
    • Enrolments: Over 23.6 crore
    • Claims Settled: ₹18,398 crore to over 9 lakh families
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY):
    • Launch: May 9, 2015
    • Objective: Accidental death and disability insurance
    • Premium: ₹12 per year
    • Coverage: ₹2 lakh for death or full disability, ₹1 lakh for partial disability
    • Eligibility: Ages 18–70 with a savings account
    • Enrolments: Over 51 crore
    • Claims Settled: ₹3,121 crore to over 1.57 lakh families
  • Atal Pension Yojana (APY):
    • Launch: May 9, 2015
    • Objective: Pension for unorganised sector workers
    • Eligibility: Ages 18–40
    • Coverage: Guaranteed pension of ₹1,000–₹5,000 per month after age 60
    • Enrolments: Over 7.6 crore

Additional Information

• Impact Over 10 Years:
  • Total Beneficiaries: Over 82 crore enrolments across all three schemes as of April 2025.
  • Financial Inclusion: The schemes have significantly expanded financial protection for the poor, women, rural populations, and PMJDY account holders.
  • Disbursements: Combined payouts of over ₹21,500 crore have provided timely financial relief to millions of families.
  • Digitization: The introduction of the Jan Suraksha Portal has streamlined online enrolment and digital claims processing, making access easier and faster for beneficiaries.
  • Social Security Net: The schemes have been vital in building a robust and inclusive social welfare system for India’s vulnerable and unorganised workforce.

The correct answer is Only Statement 1 and Statement 2.

• Statement 1 is correct: SHAKTI stands for Scheme for Harnessing and Allocating Koyala Transparently in India.
• Statement 2 is correct: The original SHAKTI policy was introduced in 2017 to improve coal allocation transparency.
• Statement 3 is incorrect: The revised policy does not mandate a long-term PPA for all producers, especially under Window-II, allowing more flexibility.

In News

• The Cabinet approved the revised SHAKTI policy on May 7, 2025, simplifying coal allocation and promoting flexibility in the power sector.

Key Points

• ​Approved on May 7, 2025, the revised SHAKTI (Scheme for Harnessing and Allocating Koyala Transparently in India) policy aims to enhance coal allocation transparency for the power sector.
• Builds on the original 2017 SHAKTI policy, transitioning from a nomination-based regime to a transparent auction and tariff-based system.
• Major Changes in the Revised SHAKTI Policy:
  • Simplification: The policy consolidates the previous eight categories of coal linkage into two simplified “windows” to enhance transparency and ease of doing business.
  • Window-I (Notified Price):
    • Coal linkages at notified prices for thermal power plants owned by Central and State Governments, including joint ventures and subsidiaries.
    • Applicable to state generation companies, IPPs (Independent Power Producers) selected via tariff-based competitive bidding, and existing IPPs with PPAs under Section 62 of the Electricity Act.
  • Window-II (Premium Over Notified Price):
    • Open to all domestic and imported coal-based power plants, including those without PPAs.
    • Coal allocation through auction for periods ranging from up to 12 months to 25 years with flexibility to sell power in the open market or power exchanges.
    • No mandatory PPA requirement, encouraging private sector participation and flexibility.
• Implementation:
  • The revised policy will be implemented by Coal India Ltd (CIL) and Singareni Collieries Company Ltd (SCCL) under the guidance of an empowered committee comprising senior officials from the Ministries of Power and Coal and the Central Electricity Authority.

Additional Information

• Objectives and Benefits:
  • Greater Flexibility and Access: Ensures coal linkage to all power producers, improving power generation, reducing tariffs, and enhancing reliability.
  • Boost to Power Sector: Facilitates new thermal capacity additions, particularly near coal sources, and promotes the use of un-requisitioned surplus (URS) capacity for sale in power markets.
  • Import Substitution: Aims to reduce reliance on coal imports and promotes the Atmanirbhar Bharat initiative by making domestic coal more accessible.
  • No Additional Cost: The revision does not impose any additional financial burden on coal companies.
  • Wider Impact: Beneficiaries include thermal power plants, railways, coal companies, end consumers, and state governments.
  • Employment and Economic Growth: Aims to catalyze economic activity, generate employment, and ensure affordable, reliable power supply.
• Background:
  • The SHAKTI policy was first introduced in 2017 to improve transparency in coal allocation, amended in 2019 and 2023, and now comprehensively revised in 2025.
  • India is the world’s second-largest coal producer, having surpassed one billion tonnes in 2024–25, making efficient coal allocation vital for energy security and economic growth.

The Correct Answer is Unified Waqf Management, Empowerment, Efficiency, and Development.

In News

• Union Minister Kiren Rijiju launches UMEED Central Portal to modernize Waqf Property Management.

Key Points

• Union Minister Kiren Rijiju launched the UMEED Central Portal in New Delhi to modernize the management of Waqf properties across India.

• The portal is named after the Unified Waqf Management, Empowerment, Efficiency, and Development Act, 1995.

• It is a centralized digital platform allowing real-time uploading, verification, and monitoring of Waqf properties.

• The portal aims to increase transparency, accountability, and public participation in Waqf asset administration.

• Features include a digital inventory with geo-tagging, an online grievance redressal system, and real-time monitoring of leasing and usage.

• It integrates with GIS mapping and e-Governance tools to improve management and offers public access to verified records to build trust and engagement.

The Correct Answer is Ministry of Ayush.

In News

• India launches ‘Ayush Nivesh Saarthi’ portal to boost investment in traditional medicine.

Key Points

• The Government of India launched the Ayush Nivesh Saarthi portal at Vanijya Bhawan, New Delhi.

• The portal was jointly launched by Union Ministers Piyush Goyal (Commerce & Industry) and Prataprao Jadhav (State Minister, Ayush).

• Developed by the Ministry of Ayush in collaboration with Invest India, it is an investor-centric digital platform.

• It integrates policy frameworks, incentives, investment-ready projects, and real-time facilitation in one interface.

• The aim is to position India as a global hub for traditional medicine and wellness and attract domestic and foreign investments.

• 100% FDI is allowed in the Ayush sector through the automatic route.

• The sector leverages India’s heritage of 8,000+ medicinal plant species and a globally trusted wellness tradition.

• The portal is designed to empower investors with transparent policy guidance and real-time data.

The correct answer is Krishi Nivesh Portal.

In News

• The government of India is integrating agricultural schemes under the unified Krishi Nivesh portal to streamline investments in the agriculture sector.

Key Points

• Purpose: The Krishi Nivesh portal aims to streamline agri-investments by integrating multiple schemes from various ministries and state governments.
• Investment Opportunities: The portal categorizes investment opportunities based on geographical spread to unlock sectoral investment potential.
• Schemes Covered: The portal currently covers 17 flagship agri-sector schemes, such as Agriculture Infrastructure Fund and PM-KUSUM.
• Departments Involved: 14 central ministries and 9 state departments are involved in implementing agriculture schemes under this platform.

Additional Information

• Scheme Integration: The platform is designed to solve challenges such as fragmented information and slow loan disbursement in the agriculture sector.
• Private Investment: The government aims to boost private sector investment in agriculture to increase productivity and infrastructure.
• Financial Allocation: The government has allocated Rs 1.31 lakh crore for agriculture schemes in FY25.
• Launch Details: Agriculture Minister Shivraj Singh Chouhan launched the portal, aiming to facilitate better coordination and promote agri-investments.

The correct answer is Gujarat.

Important Points

National Rail and Transportation Institute (NRTI) has been established in Vadodara, Gujarat.

• NRTI has been established as a deemed to be university under the de-novo category in 2018.
• National Rail and Transportation Institute (NRTI) is India's first and only transportation university.
• The Motto of the Institution is Gyaanasya Abhyaasam Kuru. 

The correct answer is Telangana.

Key Points

• Telangana has developed the country’s first Smartphone-based eVoting solution.
• The solution leverages emerging technologies such as Artificial Intelligence and Blockchain (Distributed Ledger) technology.
• The initiative has been driven by the Telangana State Election Commission with the implementation support of the state government and the Centre for Development of Advanced Computing (CDAC).

Important Points

• The initiative plans to enable an ‘e-Voting’ facility for senior citizens, citizens employed in notified essential services, sick people, polling personnel and IT professionals, etc.
• The technical development of the initiative has also been guided by an expert committee comprising technical advisor to the Election Commission of India, and professors from IIT Bombay and IIT Delhi.

Additional Information

•  About Telangana:
  • Number of districts: 33
  • Major festivals: Kakatiya festival, Deccan festival, Bonalu, Bathukamma, Dussehra, Ugadi, Sankranthi
  • Number of Lok Sabha seats:17
  • Number of Rajya Sabha seats: 7
  • Tiger reserves: Amrabad Tiger reserve, Nagarjunasagar-Srisailam Tiger reserve, Kawal Tiger reserve

The correct answer is Chattisgarh.

Key Points

• The country's first garbage cafe has been launched here in Chhattisgarh.
• Under this, the Municipal Corporation will provide food to the poor and homeless in lieu of plastic waste.
• The cafe, situated in Ambikapur, which bagged the title of the second cleanest city in India, through the initiative, will provide impetus to Prime Minister Narendra Modi's 'plastic-free' India resolve.

The correct answer is Jharkhand.

Key Points

• Jharkhand CM Hemant Soren launched a scheme aimed at nurturing young sporting talents in Maoist-hit districts, in December 2021.
• The scheme is called Sports Action toward Harnessing Aspiration of Youth (SAHAY).
• Boys and girls in the 14-19 age group from villages to ward level will be registered under the scheme and given opportunities to display their skills in basketball, volleyball, etc.

Important Points

• In the first phase, a target of enrolling 72,000 youths has been set up by the sports department in the age group of 14 to 19 years in the Maoist-hit areas of West Singhbhum, Seraikela, Kharsawan, Khunti, Gumla, and Simdega.
• Based on the feedback of the first phase, the scheme would be rolled out in other districts of Jharkhand.
• A Skill University will also come up.

Additional Information

• Jharkhand:
  • Governor:  C. P. Radhakrishnan
  • Chief Minister: Hemant Soren 
  • Lok Sabha seats - 14.
  • Rajya Sabha seats - 6.
  • Number of Districts - 24.
  • Registered GI - Sohrai-Khovar Painting.
  • National Parks - Hazaribagh National Park, Palamau National Park and Betla National Park.

The correct answer is Ministry of Education.

Key Points

• Ministry of Education launched a campaign ‘Bhasha Certificate Selfie’ to encourage cultural diversity and promote multilingualism and foster the spirit of Ek Bharat Shreshtha Bharat.
• The initiative aims to promote the Bhasha Sangam mobile app, developed by the Ministry of Education and MyGov India.
• Bhasha Sangam mobile app was launched by the Minister of Education and Skill Development.

Additional Information​ 

• Subhas Sarkar, Minister of State for Education virtually launched Swachh Vidyalaya Puraskar (SVP) 2021 – 2022 on 12 Jan 2022.
• At the National level, 40 schools will be selected for awards under the overall category.
• Union Education and Skill Development Minister Dharmendra Pradhan launched a 100-days Reading Campaign ‘Padhe Bharat’ on Jan 01, 2022. 
• Children studying in Balvatika to grade VIII will be part of this campaign.
• ​Union Education Minister Dharmendra Pradhan inaugurated the state-of-the-art Centre for Nanotechnology and Centre for Indian Knowledge System at IIT Guwahati. 
• In India, National Education Day is celebrated on 11 November every year to commemorate the birth anniversary of Maulana Abul Kalam Azad.

The correct answer is 2024.

• As of July 2020, the Government of India set the target of doubling farmers’ income by 2024.

Key Points

• The NDA government in the first term had set out the target to double the farmers’ income by 2022. 
• Steps were taken by the government to increase the income
  • improvement in crop productivity
  • improvement in livestock productivity
  • resource use efficiency or savings in the cost of production
  • increase in the cropping intensity
  • diversification towards high-value crops
  • improvement in real prices received by farmers
  • The shift from farm to non-farm occupations.
• Importance of Agriculture:
  • Contribution to GDP(About one-fifth)
  • Contribution to Employment: Agriculture provides livelihood to more than half of the population (about 60 percent).
  • Contribution to Trade
  • It is also an important source of raw material for a vast segment of the industry.

The correct answer is 1,000. 

In News

• The government will hand 1,000 monuments to the private sector for their upkeep under the Monument Mitra Scheme, announced by the Ministry of Culture in January 2023.

Key Points

• The Ministry of Tourism has transferred the scheme to the Ministry of Culture. 
• The government has set the target to hand over 500 sites under the revamped Monument Mitra Scheme by the end of Azadi ka Amrit Mahotsav on 15 August 2023.
• Corporate entities will take over these monuments as part of their Corporate Social Responsibility.
• Under the scheme, monument amenities will be revamped by the private sector.
• The scheme will help India in showcasing the best of its culture and tradition to all the senior dignitaries and VVIPs coming to the country from all across the world.
• The government is also preparing a digital museum, on a G20 Orchestra, on a book of poems, on exhibitions to bring the 5000 years old Indian culture in front of G20 delegates.

Additional Information

• Monument Mitra Scheme:
  • It was launched in September 2017.
  • It is a collaborative effort between the Ministry of Tourism, Ministry of Culture, Archaeological Survey of India (ASI), and State/UTs governments.
  • Agencies/Companies would become ‘Monument Mitras’ through the innovative concept of ‘Vision Bidding’.
  • These companies will revamp these monuments in terms of amenities, experience, tourism, etc.

The correct answer is 2003.

Key Points

• The Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) is a national government scheme that attempts to address inequities in the availability of affordable healthcare facilities across the country.
• The scheme was first launched in the year 2003.
• The scheme was approved in March 2006.
• The first phase in the PMSSY consists of two components:

1. Setting up of six institutions in the line of AIIMS.
   • Bihar (Patna).
   • Chattisgarh (Raipur).
   • Madhya Pradesh (Bhopal).
   • Orissa (Bhubaneswar).
   • Rajasthan (Jodhpur).
   • Uttaranchal (Rishikesh) 
2. Upgradation of 13 existing Government medical college institutions.

• Ministry of Health and Family Welfare is the nodal agency of Pradhan Mantri Swasthya Suraksha Yojana.

The correct answer is National Teacher's Day.

Key Points

• On the occasion of Teachers’ Day (5 September 2022), PM Modi announced a new initiative - Pradhan Mantri Schools For Rising India (PM-SHRI) Yojana.
• Under this scheme 14,500 schools across the country are upgraded and developed.
• At least one PM Shri School will be established in every block of the country.
• The PM SHRI Schools will showcase all components of the National Education Policy 2020.

Additional Information

• Teachers' Day is celebrated on September 5th.
• The theme for National Teacher's Day 2022 is Teachers: leading in crisis, reimagining the future.
• Sarva Shiksha Abhiyan program was introduced back in 2001.
• Sarva Shiksha Abhiyan is one of the biggest projects in India for children to get a Universal Elementary Education.
• Abul Kalam Azad was Independent India's first Education Minister.